Family is important; that’s why it’s best to get expert advice to help protect what matters, when it matters!
What is it?
A Term life insurance policy is the most basic form of life insurance and is usually the cheapest way to insure your life. It covers you for a fixed period and pays out a one off lump sum if you die during the policy term.
With some term insurance policies you can add additional options, for instance critical illness cover. If you do add on critical illness cover, the policy will pay out once on diagnosis of a qualifying critical illness or if you die during the term of the policy.
Who is it for?
This type of policy is designed for those who want to leave a lump sum in the event of their death within a specified time period whilst keeping the cost to a minimum. Term insurance can protect your family from the financial implications of a personal tragedy and is particularly important if you have young children or dependents. It can be used to cover a mortgage, other loan or to ensure that your family is protected from the effects of having to repay a debt after the main breadwinner has passed away. As advisors we can help you find the policy that best meets your requirements.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We charge a fee of £495 for the straight forward mortgage application and up to £1,495 for the more complex ones. The fee will be confirmed to you prior to application.
Zebra Mortgage Centre and Zebra Money Centre are trading names of Zebra Mortgages Limited which is authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference 618018. Registered in England and Wales No: 70520888 . Registered office 1 Union Street Luton LU1 3AN. Calls may be recorded for training and monitoring.
It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please contact us by writing to our Customer Services Department, Zebra Mortgages Limited, 1 Union Street LUTON LU1 3AN or by phone: 01582 450000.
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service